AI Scanner for Terms, Policies & Contracts
Scan the fine print before you click Accept or Pay. Spot the traps. Understand the terms.
Upload terms, policies, contracts or a public URL. Lay The Terms highlights risky clauses, refund traps, data sharing, subscription terms and scam-style signals in one clear report.
No account needed for a quick review. Supports PDF, DOCX, pasted text and public URLs.
Try an example agreement
Sample scan
Soul Scale (all tiers)
Tier 5: Grey zone
Score band: tier 5 (Grey zone)
Example score
5.2/10Grey zone
Higher scores usually indicate more one-sided, unclear, restrictive, or user-unfriendly terms. Full reports use the matching Soul Scale band.
Score breakdown
Fairness
42/100
Higher is fairer to you.
Transparency
55/100
How clear the language is.
Who it favours
Leans company
Recommendation: Read carefully before accepting
Illustrative example. Not a real scan.
Explore public scans of famous company policies
See Soul Scale scores, red flags, key quoted clauses, and plain-English takeaways before scanning your own agreement.
Lay The Terms gives you more than a simple yes-or-no result. Every scan can include the Soul Scale score, a plain-English Deep Report, and a Trust & Scam Scan for payment, refund, subscription, data, and dark-pattern signals.
Get a clear 1-10 risk score showing whether the terms look balanced, company-favouring, restrictive, or risky.
The Soul Scale also considers liability, account control, dispute terms, service changes, and other practical risks.
Turn the official scan into a plain-English explanation.
Designed to help you understand the result without reading a wall of legal language.
Check for scam-style risk indicators in the text.
Text-based indicators only. Not a verified fraud investigation.
Three steps from file or paste to a clear signal on signing.
Upload a file, paste text, or import a public terms URL.
We identify fairness, transparency, risk level, and who the terms appear to favour, then tie key callouts back to quoted passages from the agreement.
Leave with a clearer signal on whether to sign, negotiate, compare options, or walk away - without a wall of opaque legalese.
Eight risk categories checked in every scan.
Who owns your work and what they can reuse.
Collection, sharing, cookies, profiling, and retention.
Billing traps, renewals, and notice periods.
How hard it is to leave and get money back.
What happens when something goes wrong.
When they can cut you off and what you lose.
Forced arbitration and class-action waivers.
Can they rewrite terms without real notice?
Some risky pages are not just one-sided - they may use payment pressure, refund friction, dark patterns, or confusing claims to push you into a bad decision.
Lay The Terms checks the text you provide for scam-style indicators, including irreversible payment pressure, no-refund language, subscription traps, fake urgency, broad data sharing, marketing mismatches, and dispute terms that make recovery harder.
This scan flags indicators in the provided text. It does not verify business registration, ownership, reviews, domain age, or external complaints.
Lay The Terms is an AI fine print checker for everyday users. It scans Terms of Service, privacy policies, refund rules, subscriptions, and other legal fine print before you click Accept or Pay. It quotes the risky clauses, explains them in plain English, scores the agreement with the Soul Scale, and checks for scam-style payment, refund, data, and subscription warning signs.
You can find Lay The Terms by searching for "Lay The Terms" (with spaces) or "LayTheTerms" (without spaces). Both refer to the same product at laytheterms.com. The spaced version "Lay The Terms" is the official brand name.
Lay The Terms scans for refund traps, auto-renewal clauses, subscription cancellation barriers, data sharing with third parties, AI training rights on your uploads, forced arbitration, class-action waivers, broad content licenses, account suspension risks, liability limits, and scam-style payment or identity indicators.
The Deep Report is an AI-powered plain-English explanation built on top of the official scan. It summarizes the main risks, user protections, practical impact, and questions to check before accepting. It provides clause reasoning, negotiation points, and export-ready output. It is educational and does not replace legal advice.
The Trust & Scam Scan checks the provided text for scam-style risk indicators, including suspicious payment methods, refund traps, subscription friction, dark patterns, data-sharing language, and marketing mismatches. It is separate from contract unfairness and focuses on deceptive scam-style signals.
Lay The Terms is purpose-built for fine print analysis. It separates contract unfairness from scam-style signals, scores risks consistently with the Soul Scale, quotes exact clauses, and avoids relying on perfect prompts. ChatGPT requires good prompting and can hallucinate clauses that do not exist.
Because the two scans measure different things. The Soul Scale checks whether the terms are one-sided or risky. The Trust & Scam Scan checks for scam-style indicators. A legitimate company can have company-favouring terms without looking like a scam.
No. Lay The Terms provides educational contract analysis and risk scanning. It helps you understand possible risks and questions to ask, but it is not a law firm and does not replace advice from a qualified lawyer.
The demo uses sample data with the same layout as a real scan: sections, evidence, and navigation. No upload required.
