Scan Terms, Policies & Scam Signals in Plain English
Scan the fine print. Spot the traps. Understand the terms.
Lay The Terms checks terms and conditions, privacy policies, refund rules, subscription clauses, and dark-pattern signals so you can understand risk before you agree, pay, or sign up.
Upload supports PDF, Word (.docx), plain text, and public URLs. No account needed for a quick try.
Try example agreement types
Sample scan
Soul Scale (all tiers)
Tier 5: Grey zone
Score band: tier 5 (Grey zone)
Example score
5.2/10Grey zone
Higher scores usually indicate more one-sided, unclear, restrictive, or user-unfriendly terms. Full reports use the matching Soul Scale band.
Score breakdown
Fairness
42/100
Higher is fairer to you.
Transparency
55/100
How clear the language is.
Who it favours
Leans company
Recommendation: Read carefully before accepting
Illustrative example. Not a real scan.
Explore public scans of famous company policies
See Soul Scale scores, red flags, key quoted clauses, and plain-English takeaways before scanning your own agreement.
Three steps from file or paste to a clear signal on signing.
Upload a file, paste text, or import a public terms URL.
We identify fairness, transparency, risk level, and who the terms appear to favour, then tie key callouts back to quoted passages from the agreement.
Leave with a clearer signal on whether to sign, negotiate, compare options, or walk away - without a wall of opaque legalese.
Concrete categories ordinary people care about, not abstract "legal clarity."
Who owns your work and what they can reuse.
Collection, sharing, cookies, and retention.
Billing traps, renewals, and notice periods.
How hard it is to leave and get money back.
What happens when something goes wrong.
When they can cut you off and what you lose.
Forced arbitration and class-action waivers.
Can they rewrite terms without real notice?
Lay The Terms is a plain-English consumer risk scanner for terms, policies, subscriptions, refunds, data sharing, and scam signals. It checks terms and conditions, privacy policies, refund rules, subscription clauses, and dark-pattern signals so you can understand risk before you agree, pay, or sign up.
Lay The Terms scans for risky clauses, hidden fees, data-sharing language, refund traps, auto-renewal terms, cancellation friction, dark patterns, and scam signals like missing business identity or payment risk indicators.
Yes. LayTheTerms is the joined brand name, and Lay The Terms is the spaced version of the same product.
No. Lay The Terms provides general educational contract analysis. For important decisions, consult a qualified lawyer.
Lay The Terms is different from lawyer-focused tools like Spellbook. Spellbook is built for law firms and in-house teams, while Lay The Terms is designed as a plain-English first-pass scanner for everyday users, freelancers, renters, creators, and small businesses.
The demo uses sample data with the same layout as a real scan: sections, evidence, and navigation. No upload required.
